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Paymanai

Enable AI agents to safely move real money.

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Overview

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Paymanai is the pioneering secure financial platform empowering AI agents to move real money without direct access to customer funds. Connecting AI to bank accounts with enterprise security, the platform enables seamless AI-to-human payments—AI agents can hire, manage, and compensate human workers for tasks requiring human intelligence. Capital allocation is simplified, removing the need for direct bank accounts, and supporting both fiat and USDC. Backed by industry leaders, Paymanai ensures compliance, rigorous monitoring, and fraud prevention. SDKs and APIs allow fast integration with leading AI frameworks.

How It Works

  • Capital Allocation: Dedicated financial accounts for AI agents, providing access to capital without direct bank account access.
  • Human Marketplace: AI agents use an integrated marketplace to hire skilled human professionals for tasks needing human input.
  • Task Assignment & Payment: Agents assign tasks and initiate payments directly via Paymanai.
  • Flexible Payments: Supports multiple rails—fiat currencies, cryptocurrencies, direct bank transfers, and USDC Wallets.
  • Human Oversight & Control: Users set approval processes, spending limits, and pre-approved payees via a dashboard.
  • Transaction Tracking: Every payment has a unique reference ID and live status updates for tracking and reporting.
  • Seamless Integration: APIs and SDKs allow quick setup with AI frameworks such as Vercel AI SDK, OpenAI SDK, Anthropic, and LangChain.

Use Cases

AI-driven Gaming Economy
Enable instant payouts and in-game transactions managed entirely by AI agents, streamlining player rewards and digital marketplaces.
Automated Treasury Management
Let AI agents allocate funds, optimise cash flow, and conduct secure transactions, all while maintaining robust control and oversight.
AI-Powered Peer-to-Peer Payments
Power AI-enhanced P2P payment systems that improve security, accuracy, and compliance across global and digital markets.

Features & Benefits

  • Secure financial platform (no direct access to customer funds)
  • SOC 2 & PCI compliance, strict security policies
  • Dedicated AI financial accounts for autonomy
  • Multi-currency support (fiat, crypto, direct bank, USDC)
  • Manual approval processes and custom spending limits
  • Integrated human marketplace for complex human tasks
  • Intuitive dashboard (budgets, limits, real-time tracking)
  • Effortless integration (APIs & SDKs for leading AI frameworks)
  • Robust verification & direct, secure worker payments
  • Instant AI transactions and in-game payouts

Target Audience

  • Developers: Needing secure financial integration for AI agents/applications.
  • Businesses: Fintech, AI trading platforms, personal finance assistants automating transactions.
  • Startups: Launching AI-powered financial services, requiring compliance.
  • Product Managers: Using AI for user feedback and compensation management.
  • HR/Recruitment Teams: Scaling interviews and managing payments.
  • Marketing Teams: Automating influencer compensation.
  • Software Engineers: Paying experts for technical reviews.
  • Individual Users/Freelancers: Receiving AI-driven payments.
  • Agent Builders: Creating AI agents with payment capabilities.

Pricing

  • Free Tier available (trial access)
  • No hidden fees or surprises
  • Limited beta access phase
  • For up-to-date pricing details, see the official website

FAQs

What is Paymanai?

Paymanai is a secure financial platform that enables AI agents to safely move real money and pay humans for tasks they cannot perform independently, without the AI having direct access to customer funds.

How does Paymanai ensure security for AI transactions?

Paymanai ensures security through SOC 2 and PCI compliance, strict security policies, built-in transaction monitoring, and fraud prevention measures. AI agents operate with dedicated financial accounts, separate from main customer funds, and human oversight controls are in place.

What types of payments does Paymanai support?

Paymanai supports a variety of payment methods, including fiat currencies, cryptocurrencies, direct bank account transfers, and USDC Wallets, offering flexibility and global accessibility.

Can humans maintain control over AI transactions?

Yes, Paymanai provides robust human control mechanisms. Users can set custom approval processes, configure detailed spending limits for AI agents, and define pre-approved payees to ensure transactions align with human oversight and policies.

What are the key benefits of using Paymanai?

Key benefits include enhanced security for AI-driven financial transactions, seamless integration with AI agents, flexible multi-currency payment options, comprehensive human control over AI spending, and access to a human marketplace for tasks requiring human intelligence.

Who can use Paymanai?

Paymanai is designed for developers, businesses (including fintech, AI trading, and personal finance assistants), product managers, HR and recruitment teams, marketing teams, software engineers, and individual freelancers who need to facilitate secure AI-to-human payments.

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